Acknowledge your problem.
Being in debt is a huge problem, and the the first step is admitting that you have a problem. The extent to which the problem is manageable depends on whether you are in planned, deliberate debt, such as student loans
Do you enjoy the government going through your personal finances and bank accounts? Hopefully you've never had to experience it, but you will if you get in debt with the IRS. You will spend your weekends studying tax debt
There's no denying that education is one of the most important and useful things we can provide our children with. Unfortunately, they aren't always given the entire education they deserve. If you mention business loans, a personal finance plan, or