12 Life Cheats Everyone In Their 20’s Should Know
A high APR can screw you over.
APR (annual percentage rate) is what your credit card company charges you for keeping a balance on your credit card. You are charged interest if you don’t pay off the full amount you owe each month. Make sure you know what your APR rate is when signing up for a credit card as the rates range from 0%-30%, which can make a big difference on your bank account.