10 Tricks That Will Improve Your Credit Score
Get added as an authorized user on someone else’s account.
Another person’s good history with their credit card could be imported into your credit bureau files to help burnish your scores. Although it sounds difficult to get someone to sign off on this, the other person doesn’t have to give you access to the account. You can be an authorized user in name only. Some credit card companies will allow this importing only if you’re a relative, so it’s important to check in advance.