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14 Steps To Quickly Becoming Debt Free

Categorize spending, and prioritize.

Food, water, basic shelter, simple transportation, and functional clothing are needs.  Everything else is just a “want.”  Break your spending into categories, starting with “needs” and “wants.” Cut out all unnecessary items. Yes, this might mean your cable subscription, smart phone, high speed internet, and any other high luxury items you do not absolutely have to have.

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