Disputing A Credit Card Bill
If you are disputing a specific merchant charge, most credit card companies will exclude that item from payment until the issue is ultimately resolved. However, those disputing a specific credit card fee imposed by a credit card company should be very careful, especially once the payment is overdue by 30 days or more. Also if you’re in the midst of a credit dispute, some credit score algorithms may not take the disputed credit line into account when calculating your score, so a credit check done on your profile during that time could cause your score to be lower than it would be if the disputed account were included.
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